NPay India
⬀ OUR PARTNER ECOSYSTEM

Join Bharat's High-Availability Payment Partner Network

Over 30,000+ merchants. 50+ banking & fintech partners. 3,000+ districts. Direct payment rails powering financial inclusion across Bharat.

30,000+

ACTIVE MERCHANTS

β‚Ή500 Cr+

MONTHLY TRANSACTION GTV

50+

BANKING PARTNERS

3,000+

DISTRICTS COVERED

PARTNER TYPES

Choose Your Partner Model

Whether you are a small retailer or a large distributor, NPay India has the right earning model for you.

Individual Retailer

Best for shop owners, kirana stores, mobile recharge shops, and CSC operators. Serve your local community and earn commissions on every transaction.

Earn β‚Ή2,000–₹15,000/month
Direct Bank Transfers & Micro ATM
Instant Payouts & direct bank transfers
BBPS bill payments & mobile recharge
Static & dynamic UPI QR acceptance
Instant commission credit after each transaction
MOST POPULAR

CSC Operator / Multi-Service Retailer

For Common Service Centres, digital service kiosks, and multi-service retail counters providing essential financial, digital, and bill payment services to their local communities.

Earn β‚Ή10,000–₹40,000/month
Full Micro ATM & digital payment suite
High-volume Payouts with enhanced daily limits
Complete BBPS utility bill collection suite
Dedicated regional account manager support
Priority transaction settlement & query resolution

Network Super Agent / Channel Lead

Run a regional channel managing multiple local merchants. Earn direct retail commissions plus override income from your entire network's transaction throughput.

Earn β‚Ή30,000–₹80,000/month
Manage and support 20 to 50+ local merchants
Override revenue share on network transaction volume
Live network management dashboard & reporting
Assisted wallet liquidity management for retailers
Performance incentives & quarterly growth bonuses
DIRECT BANK INTEGRATIONS

50+ Banks. One Direct Network.

NPay India operates on direct sponsor bank rails and NPCI frameworks β€” connecting your retail counter directly to India's banking core.

HDFC Bank
HDFC Bank
State Bank of India
State Bank of India
City Union Bank
City Union Bank
RBL Bank
RBL Bank
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
TBX Bank
TBX Bank
NPCI
NPCI
Razorpay
Razorpay
PhonePe
PhonePe
Fingpay
Fingpay
Finkeda
Finkeda
VimoPay
VimoPay
PARTNER SUCCESS STORIES

Real Partners. Real Earnings.

Hear directly from NPay India partners who transformed their businesses.

"Maine apni kirana dukaan mein NPay ka BBPS aur Payouts start kiya. Pehle mahine mein hi β‚Ή12,000 commission mila. Ab mere gaon ke log 10 km door bank nahi jaate β€” meri shop se hi kaam ho jaata hai."

β‚Ή12K

1ST MONTH EARNING

320+

TXNS PER MONTH

6mo

PARTNER SINCE

RK

Rajesh Kumar

Retailer – Delhi

"District distributor banne ke baad mera business completely transform ho gaya. Ab mere network mein 180+ retailers hain. Monthly earnings β‚Ή2.5 Lakh cross kar gayi hain. NPay ki support aur technology best hai market mein."

β‚Ή2.5L

MONTHLY EARNINGS

180+

ACTIVE RETAILERS

14mo

PARTNER SINCE

AM

Amit Mishra

District Distributor – Uttrakhand

PARTNER ENQUIRY

Start Your Partnership Today

Fill in the form and our partner onboarding team will call you within 2 hours.

Partner Enquiry Form

Our team will call you within 2 hours to discuss your partnership.

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What Happens Next?

1

We Call You

Our partner onboarding team will call within 2 hours (Mon–Sat, 9 AM – 7 PM IST) to understand your requirements and suggest the best partner model.

2

KYC & Verification

Share basic KYC documents (Aadhaar, PAN) with our team. Verification completes within 24 hours. No physical visits are required.

3

Get Credentials

Receive your merchant dashboard login, API keys (if applicable), and onboarding guide via email and WhatsApp.

4

First Transaction

Process your first live transaction within the same day. Earn your first commission. Welcome to the NPay family!

Verified Onboarding. Transparent Terms.

Join 30,000+ active merchants operating on NPay India across 3,000+ districts.

βœ“ Free KYCβœ“ 24hr Onboardingβœ“ Hindi Support
GET STARTED FREE

Ready to Start Earning with NPay India?

Free registration. 24-hour onboarding. Instant commission on every transaction.

Registration is streamlined. Get onboarded with verified compliance.

Register as Partner